SBA: Projecting Cash Flow - Best Practices and Evaluation Techniques
OVERVIEW
This financial management course will help attendees recognize the risks of failing to thoroughly vet the information received from a business loan applicant that project future revenues, profits and cash flows.
WHY SHOULD YOU ATTEND
Attendees will learn to track cash through a business operation, dissect the cash cycle of the operation and comply with SBA standards concerning expected cash flow attributes of loan applicants.
AREAS COVERED
- Brief case study of Banco Popular’s outcome when failing to use information on hand to test cash flow projections prepared by a third-party loan originator for several loans to same franchise
- A review discussion about how cash flows through a business and the importance of identifying the ‘cash cycle’ ahead of reviewing the financial projections
- Best practices to break down the applicant’s projection numbers and systematically review them line-by-line to look for flaws or reasoning gaps that can distort results
- Identification of some practical axioms applicable to financial forecasts that will strengthen the context of the numbers for the reviewer
WHO WILL BENEFIT
- Loan Officers
- BDOs
- Relationship Managers
- Credit Analysts
- Loan Underwriters
- Loan Processors
- Chief Credit Officers (CCOs)
- Senior Loan Officers (SLOs)
- Loan committee members and other direct lending staff
LEARNING OBJECTIVES
- Recognize the risks of failing to thoroughly vet the information received from a business loan applicant that project future revenues, profits and cash flows
- Identify the principal components that provide essential information needed to determine the viability of the operating forecasts, which play a vital role in loan decisions
- Track cash through a business operation and dissect the cash cycle of the operation, separate from the flat numbers typically offered by applicants
- Understand the role of financial projections in loan decisions and the environmental factors that can affect the validity of the numbers
For more detail please click on this below link:
Email: [email protected]
Toll Free: +1-888-300-8494
Tel: +1-720-996-1616
Fax: +1-888-909-1882
Speaker and Presenter Information
Craig Taggart has almost a decade of experience in the fields of mergers and acquisitions and business financing. Mr. Taggart works strategically with his clients to achieve the highest value for their business within the capital markets. His experience with BCC Capital Partners in the M&A industry has greatly contributed to his understanding of transaction structure, strategic placement of buyers, and the attainment of maximum market value for his clients. He has represented and sold many businesses in a number of different industries and has significant experience working with companies in: continuing education, transportation, software and professional services. Mr. Taggart is currently working in the clean energy sector that covers multiple initiatives within M&A and corporate development.
Relevant Government Agencies
Dept of Education
Event Type
Webcast
This event has no exhibitor/sponsor opportunities
When
Wed, Dec 13, 2017, 1:00pm - 2:00pm
ET
Website
Click here to visit event website
Event Sponsors
Organizer
Training Doyens
